We researched brands that offer gift cards for a range of needs, and budgets, and with flexible terms. Our favorites include Etsy, Starbucks for the coffee lover, and more.

Chains That Offer More Options

If you aren’t 100 percent sure of what the person you are buying for likes, select gift cards from chains that own multiple brands. Often these gift cards can be used across different stores, offering the user more options.

Card Top-Off Options

Always check the terms and conditions. Most cards will have five years of validity, and many allow you to top up with additional cash or put the outstanding amount towards a cash purchase. Be aware, however, that some retailers charge a fee for reloading a card.

Why Trust The Spruce?

This round-up was written by Patrice J. Williams. She has contributed gift guides to The Spruce since 2020. She loves helping her friends and family find unique, thoughtful, and wallet-friendly presents. In addition to her work for The Spruce, she writes commerce articles, including product suggestions and reviews, for other outlets and appears on-air for “Today” and WE tv. She was the Savvy Shopper reporter for WPIX in New York City. Additional research for this article comes from Gemma Johnstone, a freelance writer and editor with several years of experience covering various lifestyle topics.